Disabilities-R-Us

I am finding that to be handicap you need to be very rich or very poor. My wife and me live off of SS and a very small pension which puts us over the point of any help. I am finding with a lot of hospital and ambulance bills the money becomes very thin. We just bought a we used van and I am to the point of trying to set it up to load and unload a scooter. I just made a wooden ramp but I find it's too heavy to work with. I priced loading devices but no way can we afford them.